Certified Medical Administrative Assistants (CMAA) Practice Exam 2026 - Free CMAA Practice Questions and Study Guide

Question: 1 / 400

What is the purpose of the "birthday rule" in insurance coverage?

To determine the coverage period for insurance

To identify the primary insurance plan for a child covered by both parents

The "birthday rule" is specifically designed to determine which parent's insurance plan is considered the primary coverage for a child when both parents have insurance policies that cover the child. This rule provides a straightforward way to resolve which insurance plan pays first in cases where a child is covered under both parents' policies.

According to the birthday rule, the plan of the parent whose birthday falls earliest in the calendar year is designated as the primary insurance coverage. This method is unambiguous and helps avoid disputes between insurance companies regarding coverage and payments.

Other options, while related to insurance, do not accurately reflect the specific intent and application of the birthday rule in determining coverage for dependents.

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To select beneficiaries for life insurance policies

To manage premium rates based on age

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