Certified Medical Administrative Assistants (CMAA) Practice Exam 2025 - Free CMAA Practice Questions and Study Guide

The type of medical malpractice that typically involves intentional torts is generally not covered by standard medical malpractice insurance policies. This is because standard insurance policies are primarily designed to provide coverage for unintentional acts resulting from negligence, such as failure to provide adequate care or mistakes in treatment.

In contrast, intentional torts involve deliberate actions that cause harm, such as assault or fraud. Since these situations carry a different risk profile and often imply a greater breach of trust or legal standards, insurance companies often exempt them from standard malpractice coverage. Therefore, it’s essential for medical professionals to be aware that actions classified as intentional torts might not receive the same insurance protection and could lead to personal liability beyond what their insurance can cover.

Other response options relate to broader concepts within medical malpractice but do not accurately characterize the relationship of intentional torts to insurance coverage. For instance, informed consent is a defense against negligence but doesn’t apply in the context of intentional actions. Similarly, negligence as a basis does not pertain to intentional torts since those actions are, by definition, not negligent but deliberate.